Working as an independent contractor is an attractive arrangement for many people. It offers freedom not present in many employer-employee arrangements. However, it also has its drawbacks and difficulty qualifying for financing is a major one. If an independent contractor has poor credit, the situation becomes even more uncomfortable, especially during periods of restricted lending. [...]

If you have bad credit, where you apply for an auto loan can determine the outcome. Car buyers have a couple of ways to apply, whatever their credit score may be. If a consumer with bad credit uses the wrong approach, the result could be disappointing. Learning the best place to find bad credit auto [...]

Car buyers attempting to secure bad credit auto financing should first get several things in order. In addition to a completed application for credit and proof of insurance, items referred to as stipulations may be needed. A list of references is often included in the stipulations required by bad credit lenders. A co-worker, friend, or [...]

Gone are the days when a mortgage default caused lenders to gasp. Many auto lenders are actively pursuing this consumer segment. Between January and October 2011, over 200,000 auto loans were issued to consumers who were 60 days or more past due on their mortgage or who had a foreclosure on their credit report. As [...]

Just because they only qualify for bad credit auto financing does not mean consumers should neglect their credit score. In fact, increasing the score before applying for the loan can help secure a lower interest rate. It can also help car buyers avoid having to resort to buy here, pay here dealers. This can save [...]

Last week, Experian released its latest credit trends report, which revealed an increase in the number of bad credit auto financing accounts opened. Anyone considered a candidate for subprime car lending should understand what is going on in the market. This helps them know what their chances are of qualifying for a vehicle loan and [...]